Whether one is passionately engaged in their profession or is about to switch job, one of the main reasons California residents go to work is to earn a living. When a workplace injury prevents someone from working for a period of time, workers' compensation insurance is supposed to kick in and cover lost wages, along with the expenses of medical treatment. However, only those injuries that were incurred while the employee was doing something on behalf of their employer will be covered by workers' compensation.
This means the injury must be classified as suffered during the course of one's employment. While it is likely that most injuries that take place in the workplace can be considered to be covered by workers' comp, even injuries that take place in company owned trucks and any other location where the employee was doing something related to their employment can be covered.
However, the rule is divided on injuries that take place when employees were disregarding workplace safety rules. While some injuries caused during horseplay may be covered by workers' comp, not all of them are.
Workers' compensation laws may be difficult to understand, especially when someone is injured and stuck between their employer and their insurance company. Not being able to earn one's wages at the very time they are needed the most, to cover medical expenses, can be frustrating and consulting an experienced attorney on what one's legal options are might be one way to proceed. With the proper guidance, a solid plan of legal action can be formed to achieve an optimal result.